Independent Mortgage Advisor for Skipton and Harrogate
JAMortgage qualified and certified owner Darren Martin writes on the subject of family-friendly areas to consider in Yorkshire, including Harrogate and Skipton – Where will your family thrive?
To help you find your ideal location, research has identified the best places to live in the UK by looking at data on crime rates, community engagement, education standards, and more. Buying a new home isn’t just about the property itself; the surrounding area, amenities, and green space are all vital in selecting a home in which your family can thrive.
Yorkshire – Skipton and Harrogate Family-friendly areas for buying a new home
Here at JAMortgage.co.uk, we’re here to help whether you are a first time buyer, looking to move home in and around Yorkshire, or simply looking to remortgage a property, I’m here to assist you by explaining the choices available to you and the difference between standard variable rate a fixed rate and repayment or interest only mortgages.
Call FREE on 08000 141948 or book an appointment online with me today. As an independent financial advisor, I’m also here to help you navigate through savings advice and finding the perfect match for property insurance products in 2021.
After analysing data, researchers found three clear winners for positive and family-friendly locations across England. Coming in at the top of the list was the county of Sussex, followed by London, with Gloucestershire coming in third. With vibrant city locations such as Brighton combined with stunning countryside, Sussex residents are unsurprisingly happy, with Brighton and Hove, Eastbourne and Horsham all scoring well above seven out of 10 in the government’s latest ‘Personal wellbeing in the UK’ report’.
Up second, surprisingly, London features as one of England’s best locations to raise a family. Expensive property is mitigated by high average earnings, while the capital is also an education hotspot, boasting nine of the UK’s top 10 schools. Gloucestershire also plays host to some excellent schools and is rated as one of the top three safest places to live in Britain, according to crime figures. It’s also a cultural hotspot, with Cheltenham playing host to a wide range of internationally renowned festivals.
Northern England has so much to offer. Meanwhile, Cheshire, Greater Manchester and Durham top the league tables for northern locations, with rolling countryside, excellent universities, and vibrant city locations scattered throughout the region.
New Build Homes in Skipton – Wildlife Friendly Considerations
A PLAN to build 42 houses on a site in Skipton which already has permission for up to 20 is being discussed by Craven District Council’s planning committee on Tuesday, May 17, with officers recommending approval. The site on land to the northwest of Clay Hall, Broughton Road, is a full application with provision for 13 affordable homes. Access to the site is near Niffany Farm access. One of the conditions is for the provision of a ‘hedgehog highway’ to all internal and external boundaries.
The full market price houses would be made up of 17 four-bed, eight three-bed, 15 two-bed and 2 one-bed houses. The affordable element would be made up of seven two-bed, four three-bed and two one-bed houses.
Skipton and Harrogate Stamp Duty Holiday UK Nationwide
Although the government confirmed in December 2020 that there would be no extension to the Stamp Duty holiday scheme, pressure mounted for an extension to be granted in light of the most recent national lockdown announced in January. The Stamp Duty deadline is now 30th June 2021.
Based on this date, research has predicted that up to 325,000 buyers stand to miss the deadline due to delays caused by the sheer weight of demand on the sector. However, it is possible to get your transaction over the line on time by following these top tips:
- Instruct a solicitor as soon as you’ve listed. Many sellers only think to instruct a solicitor once they’ve had an offer on their property, but it can really speed things up if you instruct a solicitor as soon as your property is on the market.
- Get a mortgage in principle before starting your property search. Getting all the affordability checks done and obtaining an agreement in principle before you even start looking for your home can again save so much time.
- Get the searches done now. As soon as you’ve made an offer, make sure that your solicitor applies for local authority searches immediately, as they are also subject to significant delays at the moment.
- Book a survey Surveyors are also said to be at breaking point, so find a reputable surveyor well ahead of time and book in a survey as soon as you have had your offer accepted.
- Get your paperwork together. Make sure you understand what documentation you’ll need to hand over to your solicitor, and don’t delay in getting it together. Also make sure you immediately fill in, sign and send back any documentation sent to you by your solicitor.
- Get some help. Our final tip is not to do it alone! We can help you find a suitable mortgage so that you’re free to speed on with your transaction.
Read more from our mortgage blog:
- Harrogate House Prices
- Skipton Mortgage and Remortgage Independent Advice
- Yorkshire Mortgage Affordability
