Protection
You will most probably be familiar with how you protect your property, using buildings and home contents insurance.
Are you as familiar with protecting your greatest asset – you? A mortgage is likely to be the greatest financial commitment most people make. Your home (or buy-to-let investment) relies on your income to repay the loan.
Events that could stop you earning enough to repay your mortgage are:
- Short-term or long-term illness
- Redundancy
- An accident
- A serious illness – such as cancer, stroke or heart attack
- Death (yours or a partner)
- Any of the above happening to a tenant in your buy-to-let.
How long will your current provisions last?
You may have plans in place already but are they sufficient and how long will they last? The first step we take is to check what you have already and how that contributes to the solution.
Should you need to build on your existing plans we will always consider your overall objectives and budget.
So, is protection only about your mortgage?
The first aim of protection is to help you keep your home (or property). The second aim is to maintain your, and your family’s, standard of living should something terrible happen.
Protecting your assets You will most probably be familiar with how you protect your property, using buildings and home contents insurance.
How can we help:
- We want to help you get the right cover for your needs within your budget.
- After we have assessed your needs, we will advise and make recommendations for you.
Our Terms of Business will confirm the marketplace we will visit on your behalf.